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This study was carried out to conduct an evaluation of cost drivers affecting the competitiveness of Zimbabwean businesses.

Growth at the global level during the first quarter of 2014 was generally below expectations, resulting in a downward revised forecast for 2014 to 3.4% instead of the original forecast of 3.7%.

Global economic activity has broadly strengthened and is expected to improve further in 2014 through to 2015.

This paper provides a synopsis of the international and country experiences with financial liberalization/reform.

Agriculture is the backbone of the Zimbabwean economy with the rural majority deriving their livelihood from agriculture and other related agricultural economic activities.

Zimbabwe had a vibrant and diversified engineering and metals sector which dominated the SADC region (except for South Africa) prior to the decade long.

Zimbabwe along with 252 countries in COMESA, SADC and EAC agreed to roll out a Tripartite Free Trade Area (TFTA) in 2008 with the aim of establishing a larger market and creating a single economic space encompassing the three regional economic communities. This report provides an analysis and evaluation of the impact of the TFTA on Zimbabwe.

Company closures are a cause of great competition concern since they result in the removal of competitors and increase in concentrations in the relevant markets, and this facilitates and promotes monopolization and cartelization, which are prohibited restrictive business practices under the Competition Act [Chapter 14:28]. Competition and Tariff Commission (CTC) collaborated with the Zimbabwe Economic Policy Analysis and Research Unit (ZEPARU) in undertaking  this study to set up a policy framework on bankruptcy prevention in Zimbabwe.

Empirical evidence indicates that well-functioning, healthy and competitive financial systems are an effective tool in spreading opportunity and fighting poverty through offering people a wide range of needs such as savings, credit, payment, and risk management services. Given the importance of financial inclusion, the objective of this study is to examine strategies that should be implemented to foster financial inclusion in Zimbabwe.

The study revealed the extent of the destruction of the TC sub-sector and its ancillary industries beginning from the time of ESAP to the present.

The Bankers Association of Zimbabwe in their quest to address the challenges and the exploit opportunities brought about by the new economic structure, proactively conducted this study in partnership with ZEPARU to ascertain how the informal sector can contribute to economic development through the formal banking channels

The purpose of this working paper is to critically review the financial regulation and its supervisory architecture in Zimbabwe.